st. louis wealth management firm
Cauble & Harre Wealth Management is a fee-only wealth management firm providing: financial planning, investment management and investment oversight and consulting services.
Our mission is to make a positive impact in the quality of your life by making your financial position as secure as possible, thereby increasing your peace of mind. We partner with you to develop a customized wealth management plan driven by your personal financial objectives and unique circumstances.
As a Registered Investment Advisor we take our fiduciary duty seriously. We put your needs first. Earning your trust and confidence is important to us. Choosing an advisor is an important decision. We invite you to review the information on this web site and welcome you to contact us with further questions, or if you wish to set up an initial in-person consultation.
Why Choose Us?
- We are a fee-only and independent wealth management firm. This allows us to put your needs first and provide you with unbiased advice.
- We each have over 25 years of experience in the financial planning and investment management industries.
- As a smaller firm, you will have access to the owners. You will be known and important to us.
frequently asked questions
A: A fiduciary duty is the highest standard of care imposed at either equity or law. Our contracts with our clients include a Fiduciary Oath as follows: “Advisor shall exercise its best efforts to act in good faith and in the best interests of Client. Adviser shall provide written disclosure to Client prior to the engagement of Adviser and thereafter throughout the term of the engagement, of any conflicts of interest which will or reasonably may compromise the impartiality of independence of Adviser.” A fiduciary is expected to be extremely loyal to the person to whom they owe the duty (the “principal”): they must not put their personal interests before the duty, and must not profit from their position as a fiduciary, unless the principal consents. The fiduciary relationship is highlighted by good faith, loyalty and trust, and the word itself originally comes from the Latin fides, meaning faith, and fiducia.
Source: www.wikipedia.com
A: Fee-Only means that we restrict compensation solely and exclusively to the professional fees we receive directly from the client for professional services rendered to the client. We, nor any related party, receives compensation that is contingent on the purchase or sale of a financial product. Our contracts with our clients include a Fee-Only Guaranty.
A: Most of our clients are 40 to 70 years old. They are employed and retired, single and married. If a client is married, we expect to meet both spouses. One common trait of all of our clients is that they decided that they are too busy to devote the time necessary to properly manage their financial assets, and/or they appreciate the expertise and perspective that we provide to them.
A: Our clients select a custodian to open an account to hold their assets. The custodian collects dividends and interest, processes trades and any payments made to or from the account. We typically recommend that clients use Fidelity Investments for this purpose. Clients then give us the limited authority to execute trades on their behalf.
ASSOCIATIONS
